Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
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Loans in 30 Minutes (decision only)
Get a quote in 2 minutes, then decide if you want the loan. If you are unsure if you will be accepted, try our QuickCheck
Please keep this box ticked and you could have your loan sent within minutes**
Try QuickCheck to find out your chances of being accepted - 100% no credit footprint!
Try QuickCheck to find out your chances of
being accepted with no impact on your credit footprint!
Digitonomy Limited (trading as Clever-Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only
Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.
Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.
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Loans in 30 Minutes (decision only)
If you are looking for a quick loan, securing a loan in 30 minutes with Clever Loans has never been easier. We understand that there are times when people need access to a competitive loan in 30 minutes. As a leading broker, we can help you secure a 30-minute loans online, with competitive rates and affordable repayment periods.
What are half an hour loans?
It is possible to source a half an hour loan for as little as £100 up to a maximum of £5000. The application is designed to be quick and if you are approved, the cash could be sent to your bank in minutes. Although, the actual funds will be available as soon as your bank has processed the payment.
What are the repayment terms for half an hour loans?
We offer loans in 30 minutes which are designed to be affordable to repay. Through our lenders, we can arrange loans with repayment periods of 3 months up to a maximum length of 36 months, depending on the amount you borrow. For example, if you borrow more than £1000, you can choose repayment terms of 6 months to a maximum of 36 months.
Am I eligible for a loan in 30 minutes?
The quickest way to check whether you are eligible for a loan is to use our QuickCheck tool. There is no credit check, our tool simply asks a few questions to see whether you are likely to be accepted for a loan.
How do I apply for a loan in 30 minutes?
Our online application form will ask for a few key details which we will use to match you to the ideal lender. We search up to 40 loan options, to find you the most competitive half an hour loan. We will then present you with the ideal loan to match your individual requirements. At this point, if you choose to accept the loan quote, the lender will conduct a hard check of your credit file.
Our online application form will ask for a few key details which we will use to match you to the ideal lender. We search up to 40 loan options, to find you the most competitive half an hour loan. We will then present you with the ideal loan to match your individual requirements. At this point, if you choose to accept the loan quote, the lender will conduct a hard check of your credit file.
If approved, when will the money be available?
If your loan is approved, our lenders can use faster payments to send the funds to your bank account in minutes. However, the funds availability will depend on whether your bank supports faster payments. There are some banks which take longer to show deposited funds, especially if it is a new depositor.
Our lenders aim to approve loans as quickly as possible, however there are some factors which impact how long it takes to process your application. It is possible to apply for a loan and receive the funds in less than 30 minutes, however sometimes it can take longer to complete verification checks.
Although you might need access to the funds quickly, it is possible to borrow 30-minute loans online from respected, trusted lenders. Please note, you should always consider the implications of borrowing. If you would like to discuss your finances with an impartial charitable organisation, Step Charge and Money Helper offer a free service.